Los Angeles Car Accident Attorney

Auto Accidents

What You Can Expect to Recover for Property Damage in Auto Accident Cases

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In the car insurance world, property damage is defined as damage to your vehicle (car, truck, SUV, etc.). The types of coverage that will pay for damage to your vehicle include collision, comprehensive, and sometimes, depending on the company, uninsured/underinsured motorist.
What You Can Recover
When your car is damaged in an automobile accident and you have coverage, your insurance company will either pay for repairs or “total” your vehicle. When an insurance company totals a vehicle, the vehicle is considered a complete loss and the insured is paid cash value for the vehicle. The actual cash value (ACV) is the cost to replace the vehicle with a vehicle that is of like kind and quality, etc., subtracting an amount that accounts for the totaled vehicle’s depreciation (age and wear and tear).
While it may seem like your car would have to be a complete wreck, a smoking heap, to be deemed totaled, in fact, this determination is made more on the basis of the cost of repair and the car’s worth. A car will be considered totaled if the repair costs exceed a certain percentage of the car’s worth. The percentage will differ from company to company, but usually ranges from 51% to 90%.
What To Do If You Disagree That Your Car is Totaled
Once your car is deemed totaled and you are paid actual cash value for it, your car is taken to a salvage yard where it is auctioned off. Then it is usually chopped up for parts. If you love your car, actual cash value may not seem like an equitable deal to you. When you sign a contract with your insurer, it is agreed between the two of you that the insurer will not have to pay out more than the car is actually worth. But the insurer also agrees to make you whole by placing you in the same spot (relatively speaking) as you would have been without the accident.
If you really want to keep your car, you can take the actual cash value from the insurance company, minus deductibles (in your policy) and minus what the insurer would have gotten at the salvage yard. You can then keep your car and make the repairs yourself. If you decide on this route, let the claims adjuster know right away. Once the car has gone to auction, it is much harder to get it back.

more on: accident-law.freeadvice.com


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Motorcycle Accident Attorney

All motor and road accidents can be nasty, but motorcycle accidents can result in particularly nasty injuries. Motor accidents are the leading cause of death between 6-33 year olds in the United States, and when it comes to motorcycle accidents around 3,000 cyclists are killed each year. Many others are seriously injured and undergo serious life changes and disabilities due to motorcycle accidents. As far as statistics go, in most cases a motorcycle accident is not actually the fault of the motorcyclist but of the driver of the car, van, truck, or other vehicle – in a large percentage of cases the other driver was simply unable to see the motorbike; however, this does not excuse them from blame.

Motorcycle accidents often result in very serious injuries or death, and it is therefore important for those involved in a motorcycle accident to contact an experienced lawyer in order to recover costs for injury, distress, loss of wages, medical expenses, and other damages caused as a result of the motorcycle accident. It is also important to take certain steps immediately following the accident wherever possible. Of course, this may not always be possible, as the accident could result in too serious an injury on unconsciousness. However, you should try to:

Remain at the scene of the accident.
Call the police immediately or have someone call the police for you
File a police report as soon as the officers arrive .
Seek immediate medical attention, even if you think you are not injured. You may have injuries that will come to light later.
Get the license number, personal and insurance details, and name of the other driver involved.
Ask for the details of any witnesses present at the accident scene.
Seek legal assistance as soon as possible.

Being involved in a motorcycle accident can result in severe shock, so any injuries may not be immediately apparent. However, you should not let this apparent lack of injury put you off getting medical attention immediately, as this will be key to filing for compensation as a result of your accident. Likewise, wherever possible try and get witness statements, file your police report straight away, and get all of the relevant details from the other driver, as these will prove very useful when you claim for compensation for the injuries and damages that result from the motorcycle accident.

If you are the relative of someone that has been killed in a motorcycle accident it is also important to seek legal representation right away in the event that the fault was the other drivers. There are many lawyers that specialize in motorcycle accident claims, and it is best to seek assistance from a lawyer with expertise and a good deal of experience in this area. You can usually set up a free initial consultation to go through the various legal options open to you.

An experienced motorcycle accident lawyer will be able to evaluate all of the facts surrounding the accident in order to get you the maximum amount of compensation possible for your motorcycle accident injuries. The lawyer will be looking to get compensation for mental or physical injuries, damage, loss of earnings, medical expenses, and any other damages resulting from the motorcycle accident. A skilled and experienced lawyer in this field will be able to gather all of the relevant information and collate the necessary details to maximise your chances of a successful lawsuit as well as get you as much compensation as possible for the damage and expenses incurred as a result of the motorcycle accident.

surce: Lawcore.com